Senior Care Insurance Services

Benefits of Walking at Least 30 Minutes Per Day Dianne G. How long do you sit down each day? Between work, meals, television and computer time, you probably do so longer than you realize. Sitting for long periods can cause several health problems, including slowed metabolism, spine problems, low energy and even a risk of developing blood clots in the legs that could break loose and travel to the heart,…

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By Woodrow Wilcox On December 13, 2018, the widow of one of our clients brought a medical bill and other papers to our office for me to review. The widow received a bill for $353 from a local hospital. She questioned the legitimacy of the bill. I reviewed the matter and wrote a letter to the hospital to protect the widow from this bill. With some editing to protect the privacy of our client and the…

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20 Things Science Has Linked to Cancer Gabriela Mungarro According to the Centers for Disease Control and Prevention (CDC), cancer is the second cause of death in the U.S., following heart disease. Cancer fundamentally affects the way in which cells grow and divide, resulting in them growing uncontrollably and destroying normal body tissue. All cancer is a result of damage or genetic mutations in…

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9 Steps to Improve Your Cholesterol Without Statins Gabriela Mungarro Lowering cholesterol levels can be challenging at times, especially when you are not aware of the symptoms associated with high cholesterol or the diseases that may arise from high cholesterol levels. But what exactly is cholesterol? According to the Mayo Clinic, cholesterol is a waxy substance that is located in the fats (lipids)…

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By Woodrow Wilcox On October 29, 2018, I received a letter from a medical service provider which explained that Medicare would not pay for a certain medical service to a woman who is one of our senior citizen clients. The firm is based in Porter County, Indiana. In the letter from the group of doctors, the billing manager wrote, “Medicare now will only pay for wellness visits. Our office follows…

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8 Drug-Free Ways to Lower Cholesterol Levels Justin Parker | Oct 7, 2016 Keeping your cholesterol levels low does not have to be a drug-filled adventure. There are numerous (and cheap!) ways to lower your cholesterol that does not involve popping a pill. To keep a healthy level of cholesterol, it is crucial to know the 8 Drug-Free Ways to Lower Cholesterol Levels. Drink Tea Tea is the second most…

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By Woodrow Wilcox On July 26, 2018, I met with a senior citizen client from Munster, Indiana. Together, we phoned a hospital to discuss a medical bill problem. Our client needed to grant permission for me to speak and question on her behalf. Before that phone call, I had already done research with and for our client. I knew that Medicare ruled that the medical service in question was NOT covered by…

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By Woodrow Wilcox On July 12, 2018, I got a desperate phone call from a 78 year old woman. She is a client of our insurance agency who lives in Dyer, Indiana. Her doctors were billing her over $7,000 because Medicare was not paying on her bills. She said that she was a nervous wreck because if she had to pay over $7,000, it would wipe out her life savings. She was having difficulty controlling her…

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8 Frightening Symptoms of Stress That Affect Our Brains Justin Parker | Oct 20, 2016 The power of positive thinking can have some remarkable benefits. One need only look at the ‘placebo effect’ as an example, whereby patients are unknowingly given completely ineffective medications for a condition, and yet are healed anyway. Researchers attribute this phenomenon to the person’s belief that they…

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By Woodrow Wilcox On June 11, 2018, I met with a client from the Miller Beach area of Gary, Indiana. He had a medical bill problem. I reviewed the medical bills that he brought and phoned the insurance company with which he had a Medicare supplement insurance policy that he bought through our agency. The insurance company reported that it never got the claims. Then, we made phone calls to two departments…

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