Senior Care Insurance Services

11 Medications That Cause Memory Loss K. Grossman Prescription and over-the-counter medications are useful for many maladies, from aches and pains to diabetes to heart conditions. Unfortunately, the very medications that treat one problem can affect the body in ways that lead to other issues. There is so much focus today on the problems of dementia, Alzheimer’s disease, and the plain old brain fog…

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By Woodrow Wilcox On June 24, 2019, I helped a client from Dyer, Indiana. He had retired and used our insurance agency to select a Medicare supplement insurance policy. But, his claims were not getting to his insurer and he was getting bills that he did not expect. I reviewed the papers that he brought to our office and made two phone calls with him. In each phone call, he granted permission for me…

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By Woodrow Wilcox Currently, there is a lot of misunderstanding about Standard Plan F Medicare supplement policies. Some of our clients have been misled. Here is the truth about Plan F policies. Anyone born after January 1, 1955 will not be able to buy a Plan F Medicare supplement policy. But, people born before that date CAN buy or keep their Plan F policies. Recently, a client contacted our agency…

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By Woodrow Wilcox On July 16, 2019, I helped a sweet but confused widow from Portage, Indiana. She thought that Medicare would pay for almost everything. But, she got and paid a bill over $8,000 for care for her late husband. The widow was confused about the policy that her late husband had. Technically, he did not have “Medicare”. He did not have a Medicare supplement insurance policy either.…

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7 Often Ignored Signs of Breast Cancer Justin Parker Breast cancer awareness is at an all-time high, and most women are keenly aware of the potential threat that they’ll develop it. Breast cancer screening programs are readily available and are credited, along with the increased awareness, for five-year breast cancer survival rates have risen from about 75% in 1980 to over 90% today. However, while…

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By Woodrow Wilcox On June 11, 2019, I wrote a letter to a doctor’s office for a client with a medical billing problem. There were so many problems with the bill, that I suspected fraud. But, I did not suspect the doctor of fraud. I suspected the billing service that the doctor used. Here is part of the letter that I wrote. I am writing to you to help your firm keep a good reputation. Our client…

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All You Need to Know About Debilitating Arthritis Pain Benjamin Roussey If your joints, especially the hips, knees, and fingers experience a persistent aching, you could have arthritis. If you are unaware of the symptoms of this pain, it may continue to worsen while you remain oblivious to this debilitating autoimmune disease. Body ache is quite common even among younger people today because of poor…

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By Woodrow Wilcox The caregiver of one of our clients bought a wheeled walker for our client and then gave me the receipt for it. She wanted to know if Medicare would reimburse for the purchase of the wheeled walker for our client. In researching this matter, I learned that rules for the purchase of such medical equipment will change on January 1, 2019. Prior to January 1, 2019, purchases of such…

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How Sitting Is Killing You–and What to Do About It K. Grossman The human body was designed to work hard. Hunting, gathering, and farming all require physical exercise, which keeps the human body active. In today’s society, we treasure the modern conveniences that allow us to both work and relax from the comfort of our desk chair or recliner. While these conveniences make life easier, they also…

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By Woodrow Wilcox On May 23, 2019, a client met with me in my office to get help with a medical bill from a medical firm in Illinois. The client is from Dyer, Indiana. I compared the Medicare report of the claim, the insurance company’s Explanation of Benefits, and the bill from the medical firm. The client is a very intelligent senior who suspected that the description and coding of the medical…

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