Senior Care Insurance Services

Our Agents:  

Fred Ulayyet

A licensed insurance agent since July 1988, Fred co-founded Senior Care Insurance Services, accompanied by his twin brother Mike, in the summer of 1990. Fred received his Bachelor of Science (B.S.) degree from Valparaiso University in August 1986. He subsequently received his Master of Business Administration (MBA) from Dominican University (formerly Rosary College), located in River Forest, Illinois in May 1988. Fred has resided in Valparaiso, Indiana since August 1982, along with his family.

Mike Ulayyet

Mike has been a licensed insurance agent since 1987. Accompanied by his twin brother Fred, Mike founded Senior Care Insurance Services in the summer of 1990. Mike graduated from Valparaiso University in 1986, receiving his Bachelor of Science (B.S.) degree. He later received his Master of Business Administration (MBA) from Dominican University (formerly Rosary College), located in River Forest, Illinois in May 1992. Mike has resided in Valparaiso, Indiana since 1982.

Sam Ulayyet 

Born in Illinois and raised in Northwest Indiana, Sam graduated from Valparaiso High School in 2005. In August 2005, Sam became a licensed insurance agent and became an employee of Senior Care Insurance Services.  He currently attends Indiana University Northwest and lives with his family in Valparaiso, Indiana.

Omar Estwani

Omar became a licensed insurance agent and began working at Senior Care Insurance Services in 2004, working alongside Fred and Mike in opening the Schererville office in 2005. Omar graduated from high school in Virginia. He later received two associates’ degrees in Virginia. Omar currently resides in Crown Point, Indiana with his wife and two children.

Hosam Estwani

Hosam became a licensed insurance agent in 2005 and began working at Senior Care Insurance Services. Hosam received his degree in Business Administration from George Mason University. Hosam has done various volunteer works including organizing a number of different youth programs and camps, coaching different sports teams, and teaching at Sunday School. Hosam currently resides in Crown Point, Indiana with his wife and two children.

 

Nour Kalam

Nour has been working at Senior Care Insurance Services since January 2010. In March 2010, Nour became a licensed insurance agent. Nour currently resides in Valparaiso, Indiana.

Osama Estwani

Osama Estwani has been a licensed insurance agent and worked at Senior Care Insurance Services since October 2010. Osama graduated from high school in Virginia. Osama currently resides in Crown Point, Indiana with his wife and daughter.

Khalid Kamalmaz

Khalid Kamalmaz became a licensed insurance agent and began working at Senior Care Insurance Services in July 2011. Khalid currently resides in Crown Point, Indiana with his wife.

Anas Jamaleddin

Anas has been an executive administrator and a licensed insurance agent at Senior Care Insurance Services since April 2011. Anas currently resides in Valparaiso, Indiana with his two kids.

Zaidoun Hijaz

Zaidoun Hijaz became a licensed insurance agent and began working at Senior Care Insurance Services in July 2013. Zaidoun currently lives in Schererville, Indiana with his wife and three children.

Office Staff  

Woodrow Wilcox: (Administrator)

Woodrow Wilcox started working for Senior Care Insurance Services in the spring of 2003.  He helps with many administrative areas but concentrates on helping our clients save money by correcting medical billing errors that are caused by mistakes in the Medicare system.  He has two degrees from Indiana University and wrote the book SOLVING MEDICARE PROBLEM.

Sharon Castelli: (senior executive assistant)

Sharon began working with Senior Care Insurance Services as a senior executive assistant in the fall of 2005, with her main responsibility revolving around review of applications. She currently resides in Saint John, Indiana and has three children and four grandchildren. In her free time, Sharon loves to watch football and is a huge fan of the Indianapolis Colts.

Veronica Garza: (administrative assistant)

Veronia Garza began working at Senior Care Insurance Services in 2010 as an administrative assistant. Veronica graduated from Bishop Noll Institute in 2005, and later earned an Associate Degree in Business Management from Ivy Tech Community College in 2008. Veronica currently resides in Gary, Indiana and spends her free time reading and watching movies.

Danielle MacDonald: (administrative assistant)

Danielle graduated from Sawyer College of Business .  She has worked for the City of Hammond, Community Hospital, University of Chicago and has also worked in sales as well. She has over 20 years experience in customer service administrative and sales support. Danielle joined the firm in April of 2013 to work with Osama Estwani and Nour Kalam at the newest location in Munster, IN.  She also resides in Munster with her daughter and has three grown sons.  In her spare time she enjoys reading, music, photography, attending her daughters soft ball games and spending time with her family.

Maha Shahwan: (administrative assistant)

Maha attented Wilber Write College, obtained her GED, and was a certified Teacher's Assistant. She has also completed a year and a half of educational courses. Maha joined the company in September of 2013, and is the personal secretary at the Schererville office. She has three children and three grandchildren, and when she isn't spending time with them, Maha loves to golf and quilt.

 

Nadine Zivanovich: (leads coordinater)

Nadine has been with the company since August 2006. She is another leads coordinater on staff, and is responsbile for contacting many of our existing and new clients.

 

Cindy Higgins: (leads coordinater)

Cindy has been with the company since 1996. She is one of the two lead coordinators on staff, and is responsible for following up with potential clients and connecting them with the closest agent.  

 

OTHER STAFF:

Melanie Zivanovich is a part time support person.

Janet Hoffman is a part time office support person.