Senior Care Insurance Agency

Individuals & Families The Individual Mandate The individual mandate is technically called an “Individual Shared Responsibility Fee,” which requires all eligible Americans to obtain health insurance or pay a Tax Penalty. The mandate includes you, your children and anyone else you claim as a dependent on your taxes. Mandate goes into effect January 1st, 2014. Shared Responsibility Provision…

Read more..

Small Business Many small business owners will need to change their health insurance policies, considering the Affordable Care Act goes into effect as of the beginning of the year, and open enrollment ends March 31st, 2014. There just isn’t much more time to get guidance and coverage for your employees. To qualify as a small business owner, your company must have 50 or fewer employees working…

Read more..

Pre-Existing Health Conditions The Affordable Care Act requires insurance companies to cover people with pre-existing health conditions. It doesn’t matter if you have been turned down or refused coverage in the past. Coverage for pre-existing conditions will be effective for all health plans beginning on or after January 1, 2014.   The new law ensures:   Insurance companies can’t…

Read more..